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Fostering higher values,
connected and open
to the future

In
Berlin

About

Founded in Berlin in 2018, Lunu Pay is the creation of Artem Shaginyan and Petr Vishnyakov, two successful tech entrepreneurs who met in 2018 at an avant-garde art exhibition in one of Berlin’s industrial hangars. When they found they shared an interest in the potential of blockchain technology, they decided to explore that industry to identify the most promising areas for business development. Their partnership in Lunu Pay combines Vishnyakov’s expertise in the new digital economy and cryptocurrencies with Shaginyan’s background as a designer and serial entrepreneur in e-commerce.

Lunu Pay is more than a tech startup. The company and its founders are emblematic of a new way of life for the 21st century: principled, fair, and dedicated to art and creativity, with a strong sense of social responsibility.

Exchange rate

The operating principle
for Lunu Pay is based on the
use of decentralized
exchange rate

Why Now?

The Adoption of
Cryptocurrencies
is Accelerating

Lunu Pay captures
this digital momentum
and closes the gap
between cryptos and
the real world

Over 420 million
individuals now own
crypto currency.
In 2021, the total
cryptocurrency market
reached 3 triillion usd.

Using cryptocurrencies directly in retail settings remains challenging as they typically need to be converted to fiat money through online exchanges or crypto ATMs. This process is often time-consuming and may incur substantial commission fees.
Lunu Pay products aim to transform this situation by enabling the seamless use of cryptocurrencies in both in-store and online transactions. The Lunu Pay payment system promises enhanced security, cost-effectiveness, and user-friendly features, presenting a promising avenue to drive the widespread adoption of cryptocurrencies within the real economy.

Lunu Pay
benefits
from an
environment

Global payment volume hits $45 trillion annually.
E-commerce transactions topped $4.9 trillion in 2021, set to surpass $7.4 trillion by 2025.
Cross-border payments exceeded $150 trillion in 2021, aiming for $250 trillion by 2025.
Crypto transactions totaled over $500 billion in 2021 but represent less than 2% of the total payments market.
Bitcoin accepted by over 15,000 merchants globally.
Stablecoins, linked to fiat currencies, surpassed $1 trillion in transaction volume in 2021, proving their significance in payments and remittances.

2000
transactions
per second

Technology

The Lunu Pay System combines Lunu Pay Terminal and Lunu Pay Widget with a processing service that conducts instant payments. The system is based on a number of different exchanges and liquidity providers, assign the market price for the crypto-to-fiat exchange, while systems oracles monitor and verify the transactions in third-party blockchains.

Fast
The speed of the transaction is limited only by the selected blockchain architecture.

Secure
Information submitted to the network via the Lunu Pay Terminal is protected by digital signatures, and transactions are tracked by oracles in the blockchain.

Easy-to-Use
While the Lunu Pay System is sophisticated, state-of-the art technology, the entire two-step exchange process — converting cryptos to fiat money (customer, arbitrageur, exchange and retailer) — is seamless and takes just a few seconds.

Decentralized
Lunu Pay does not impose its own token or cryptocurrency as a means of intermediary exchange, nor does it exert influence over the exchange rate.

Multi-Functional
The Lunu Pay Terminal in-store and the Lunu Pay Widget online accept a potentially unlimited number of cryptocurrencies as well as Visa, Mastercard, and NFC contactless payments such as Apple Pay, etc.